Should the Supreme Court decide to waive interest during the moratorium period it may deal a further body blow to the financial sector in the country .There is a need to save the financial sector , save the economy whilst providing relief to the stressed . This calls for a…
Sharing the audio clipping of the webinar conducted by me for Procademy on May 2,2020. https://www.linkedin.com/feed/update/urn:li:activity:6676763526498930688/
NBFCs would do well to avoid term lending in the coming 9/12 months and stick to lending thru the Supply chain financing route to push liquidity to existing customers against their purchases of raw materials / key services and also focus on the receivables financing for them . This will…
Total lending to SMEs estimated at Rs 18 trillion of which NPAs account for 15% approx. Regular accounts around Rs 15.3 trillion. 20% funding works out to around Rs 3 trillion. The Broad size of the lending package announced by the FM. Loans to be provided to standard accounts with…
Post Covid 19, NBFCs and Banks can focus for business in the used car space and in the two wheeler and high end bicycle segment. People will shun public transport at least for a year till confidence is restored or a vaccine or a cure is found and put in…
In all theses 9+ years of Consulting and Training for NBFCs/ Banks / HFCs in Retail lending my constant refrain has been that credit risk needs to uncover liquidity risks more than solvency. If liquidity is maintained solvency will follow but the reverse is not true. Post Covid19, the industry…